* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: Arial, Helvetica, sans-serif;
    line-height: 1.6;
    color: #333;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

header {
    background: #fff;
    box-shadow: 0 2px 5px rgba(0,0,0,0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 0;
}

.logo {
    font-size: 24px;
    font-weight: bold;
    color: #1a365d;
}

.nav-links {
    list-style: none;
    display: flex;
}

.nav-links li {
    margin-left: 30px;
}

.nav-links a {
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: color 0.3s;
}

.nav-links a:hover {
    color: #1a365d;
}

.hero {
    background: linear-gradient(135deg, #1a365d 0%, #2c5282 100%);
    color: white;
    padding: 150px 0 100px;
    text-align: center;
}

.hero h1 {
    font-size: 48px;
    margin-bottom: 20px;
}

.hero p {
    font-size: 18px;
    margin-bottom: 30px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.disclaimer {
    font-size: 12px;
    color: #666;
    font-style: italic;
    margin: 10px 0;
}

.cta-button {
    display: inline-block;
    background: #fff;
    color: #1a365d;
    padding: 15px 40px;
    text-decoration: none;
    font-weight: bold;
    border-radius: 5px;
    transition: all 0.3s;
}

.cta-button:hover {
    background: #e2e8f0;
    transform: translateY(-2px);
}

section {
    padding: 80px 0;
}

.services {
    background: #f7fafc;
}

.services h2, .about h2, .contact h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 40px;
    color: #1a365d;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 30px;
}

.service-card {
    background: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.service-card:hover {
    transform: translateY(-5px);
}

.service-card h3 {
    color: #1a365d;
    margin-bottom: 15px;
}

.about {
    background: white;
}

.about p {
    max-width: 800px;
    margin: 0 auto 20px;
    text-align: center;
}

.contact {
    background: #f7fafc;
}

.contact-info {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-top: 30px;
}

.contact-item {
    background: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    text-align: center;
}

.contact-item h3 {
    color: #1a365d;
    margin-bottom: 15px;
}

.policy-content {
    background: white;
    padding: 150px 0 80px;
}

.policy-content h1 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 30px;
    color: #1a365d;
}

.policy-content h2 {
    color: #1a365d;
    margin-top: 40px;
    margin-bottom: 20px;
    font-size: 24px;
}

.policy-content p, .policy-content ul {
    max-width: 800px;
    margin: 0 auto 20px;
}

.policy-content ul {
    margin-left: 40px;
}

.policy-content li {
    margin-bottom: 10px;
}

footer {
    background: #1a365d;
    color: white;
    padding: 40px 0 20px;
    text-align: center;
}

.footer-links {
    margin: 20px 0;
}

.footer-links a {
    color: white;
    text-decoration: none;
    margin: 0 15px;
    transition: opacity 0.3s;
}

.footer-links a:hover {
    opacity: 0.8;
}

footer p {
    font-size: 14px;
}

footer .disclaimer {
    color: #a0aec0;
}

@media (max-width: 768px) {
    .nav-links {
        flex-direction: column;
        align-items: center;
    }
    
    .nav-links li {
        margin: 10px 0;
    }
    
    .hero h1 {
        font-size: 32px;
    }
    
    .hero p {
        font-size: 16px;
    }
    
    .services h2, .about h2, .contact h2 {
        font-size: 28px;
    }
}